How can your dog impact your home?
When it comes to being dog owners, we often think of the pros and cons in terms of how it impacts our lives and health. But what about the impact they will have on your home insurance?
Thanks to a recent study by confused.com, we have some interesting facts and answers to share with you about the correlations between our dogs and our insurance. And not only that, but they also break down the best dog breeds for things like “guard dogs,” “guard dogs,” and even “most obedient” dogs.
There are two big things that adding a dog to your home can impact beyond our personal health and wellbeing and that is either the safety of your home or even potential harm. at home. And those are two very important things in terms of the impact of dogs on our home insurance.
So what did we learn from this study?
Dogs can impact our home insurance for several reasons
If you want a great companion and a dog that will help make your home safer, then these are the best watchdogs out there. Not only will they be more likely to ward off potential burglars, but they’re also great fun to cuddle.
The five main watchdogs to have to keep your house under lock and key are:
- The Bullmastiff
- Doberman Pinscher
Now, if you’re looking for a different kind of dog-based home protection, there are also guard dogs to consider. Although watchdog and guard dog may appear to be the same thing, there are some minor differences, one of those differences being barking. A guard dog is more likely to bark at a potential intruder, whereas guard dogs literally act as bodyguards.
So which breeds rank in the top five when it comes to guard dogs?
- The Rottweiler
- German Shepherd (these puppies were actually number 7 in terms of guard dogs too)
- scottish terrier
- West Highland White Terrier
- Miniature Schnauzer
Of course, just because dogs can be good at keeping your home safe, some breeds are known to be a bit destructive. And among them are pointers, which are a breed that can “cause more damage to the home than any other breed of dog.” With plenty of exercise and training, damage can be avoided, but it’s definitely something to consider and be careful of when bringing home these adorable puppies.
And remember when we mentioned that having a dog can impact our home insurance? Thanks to Confused.com home insurance expert, Jessica Willock, we have a better idea of what they’re talking about. According to her,
Having a constant companion and bodyguard is a great incentive to buy or adopt, and having that extra layer of security in the home is definitely a benefit too.
But it’s also no secret that with dogs there can be a lot of destruction! Whether it’s torn furniture or damaged items, chances are you’ll be shelling out to replace or repair things around the house that have been damaged by your dog. And for this reason, having a dog could impact the price you pay for insurance, as you are more likely to make a damage claim.
Basically, it’s always a good idea to do your research when it comes to choosing your homeowners insurance because you never know what owning a dog might mean in terms of what you pay to insure your home. And it’s always a good idea to check your current policy for anything dog-related, especially if you’re adopting a four-legged friend for the first time.
We love our dogs and we already know that with owning a dog the cost of things will increase, but sometimes we forget that these costs can also apply to things other than dog food and pet bills. of company.