Hochul signs law prohibiting home insurance companies from discriminating between dog breeds
ALBANY, NY – Home insurance companies will no longer be able to deny or cancel coverage in New York based on the breed of the owner’s dog.
Governor Kathy Hochul on Saturday signed a law prohibiting insurers from canceling or refusing to issue or renew insurance because they view the type of dog as a higher liability risk. The bill also prevents insurance companies from charging higher premiums for certain policies based on the breed of the dog.
“Owning a pet is a blessing and we owe it to the animals of New York to keep them safe and healthy,” Hochul said. “Dogs of all breeds deserve loving homes and no one should have to worry about losing their insurance coverage depending on the dog they own.
The main dog breeds restricted by insurance companies are Doberman Pinschers, Pit Bulls, and Rottweilers.
Hochul also signed a second law to protect animals, which requires veterinarians to report any suspected animal cruelty to the appropriate authorities. The law also allows veterinarians to report confidentially and to keep records or reported incidents.